UnitedHealthcare’s uBundle Helps Employers Save on Medical Premiums When Adding Specialty Benefit Plans
uBundle™ enables employers to save up to 4 percent on medical premiums when combining a UnitedHealthcare medical plan with specialty benefits such as vision, dental, life, disability or supplemental health products
Employers benefit from a simplified administrative experience while providing employees a more competitive benefits package
Program enhances the value of Bridge2Health®, an integrated approach to health benefits that uses data to implement clinical interventions and monitor care effectiveness
UnitedHealthcare has introduced uBundle, a new benefits savings program that enables employers across the country to save up to 4 percent* on medical premiums when combining a UnitedHealthcare medical plan with specialty benefits such as dental, vision, life, disability or supplemental health coverage.
Eligible employers with UnitedHealthcare medical benefits can reduce their medical premiums by adding various specialty plans, also known as ancillary coverage, including:
- Dental: 2 percent savings;
- Vision: 0.5 percent savings;
- Life and Supplemental Life: 0.5 percent savings;
- Supplemental Health (accident, critical illness or hospital indemnity): 0.5 percent savings; and
- Disability: 0.25 to 0.5 percent savings.
The program can translate to significant savings for employers. For an employer with 500 employees and a traditional health plan, the first-year savings can reach nearly $200,000**.
“UnitedHealthcare’s whole-person approach to health is making a meaningful difference for the more than 32 million Americans we serve with specialty benefits, with uBundle adding cost savings and a simplified administrative process for employers,” said Tom Wiffler, CEO, UnitedHealthcare Specialty Benefits. “More than 80 percent of employees say having specialty benefit plans is important to them, so uBundle makes it easier and more cost-effective for employers to offer this type of coverage.”
uBundle helps employers provide their employees with a more competitive benefit package, while promoting a whole-person approach to health and well-being. Employers benefit from a simplified administrative experience, including one dedicated account team across their benefit plans, a single eligibility and implementation process, and one self-service website.
Employees with both UnitedHealthcare medical benefits and specialty plans can benefit from Bridge2Health®, an integrated health benefits program that uses data to enable clinical interventions and monitor care effectiveness, helping stay ahead of health events and connecting the dots to better health.
Companies that combine medical coverage with specialty benefits through a single health care company can help improve health outcomes, drive productivity and reduce costs. For instance, the program helped produce medical savings of more than $1,450 per referral following a disability claim.1
To learn more about the value of integrating medical and ancillary benefits, click here.
uBundle is available to employers with 51 or more employees across the country enrolled in fully insured medical plans***.
UnitedHealthcare is dedicated to helping people live healthier lives and making the health system work better for everyone by simplifying the health care experience, meeting consumer health and wellness needs, and sustaining trusted relationships with care providers. In the United States, UnitedHealthcare offers the full spectrum of health benefit programs for individuals, employers, and Medicare and Medicaid beneficiaries, and contracts directly with more than 1.2 million physicians and care professionals, and 6,500 hospitals and other care facilities nationwide. The company also provides health benefits and delivers care to people through owned and operated health care facilities in South America. UnitedHealthcare is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified health care company. For more information, visit UnitedHealthcare at www.uhc.com or follow @UHC on Twitter.
UnitedHealthcare’s uBundle benefits savings program helps employers provide their employees a more competitive benefit package, while promoting a whole-person approach to health that may help improve health outcomes, drive productivity and reduce costs.Download PDF