The statements, estimates, projections, guidance or outlook contained in these materials include “forward-looking” statements which are intended to take advantage of the “safe harbor” provisions of the federal securities law. The words “believe,” “expect,” “intend,” “estimate,” “anticipate,” “forecast,” “outlook,” “plan,” “project,” “should” and similar expressions identify forward-looking statements. These statements may contain information about financial prospects, economic conditions and trends and involve risks and uncertainties. Actual results could differ materially from those that management expects, depending on the outcome of certain factors including: risks associated with public health crises, large-scale medical emergencies and pandemics, such as the COVID-19 pandemic; our ability to effectively estimate, price for and manage medical costs; new or changes in existing health care laws or regulations, or their enforcement or application; the DOJ’s legal action relating to the risk adjustment submission matter; our ability to maintain and achieve improvement in quality scores impacting revenue; reductions in revenue or delays to cash flows received under government programs; changes in Medicare, the CMS star ratings program or the application of risk adjustment data validation audits; failure to maintain effective and efficient information systems or if our technology products do not operate as intended; cyberattacks, other privacy/data security incidents, or our failure to comply with related regulations; failure to protect proprietary rights to our databases, software and related products; risks and uncertainties associated with our businesses providing pharmacy care services; competitive pressures, including our ability to develop and deliver innovative products to health care payers and expand access to virtual care; changes in or challenges to our public sector contract awards; failure to develop and maintain satisfactory relationships with health care payers, physicians, hospitals and other service providers; failure to attract, develop, retain, and manage the succession of key employees and executives; the impact of potential changes in tax laws and regulations (including any increase in the U.S. income tax rate applicable to corporations); failure to achieve targeted operating cost productivity improvements; increases in costs and other liabilities associated with litigation, government investigations, audits or reviews; failure to manage successfully our strategic alliances or complete or receive anticipated benefits of strategic transactions; fluctuations in foreign currency exchange rates; downgrades in our credit ratings; our investment portfolio performance; impairment of our goodwill and intangible assets; and our ability to obtain sufficient funds from our regulated subsidiaries or from external financings to fund our obligations, maintain our debt to total capital ratio at targeted levels, maintain our quarterly dividend payment cycle, or continue repurchasing shares of our common stock. This above list is not exhaustive. We discuss these matters, and certain risks that may affect our business operations, financial condition and results of operations, more fully in our filings with the SEC, including our reports on Forms 10-K, 10-Q and 8-K. By their nature, forward-looking statements are not guarantees of future performance or results and are subject to risks, uncertainties and assumptions that are difficult to predict or quantify. Actual results may vary materially from expectations expressed or implied in this document or any of our prior communications. You should not place undue reliance on forward-looking statements, which speak only as of the date they are made. We do not undertake to update or revise any forward-looking statements, except as required by law.
Non-GAAP Financial InformationOur Investor Conference materials and the related presentations contain non-GAAP financial information provided as a complement to the results provided in accordance with accounting principles generally accepted in the United States of America (“GAAP”). A reconciliation of the non-GAAP financial information to the most directly comparable GAAP financial measure is available in the “Investor Relations” section of our website at www.unitedhealthgroup.com.
Investor Conference 2022
Investor Conference 2022 Materials
At UnitedHealth Group’s annual Investor Conference we share details on our strategic growth priorities and commitment to our mission. A downloadable investor book, including business overviews and highlights for UnitedHealth Group, Optum and UnitedHealthcare, is available below in the Materials section. You may also click on a specific section below to download materials relevant to each business.
We know that in every interaction — every prescription, every physician visit, every call — is an opportunity to bring our mission to life: To help people live healthier lives and help make the health system work better for everyone.
- Andrew Witty, Chief Executive Officer
Optum brings together clinical expertise, technology and data to make health care simpler, more effective and more affordable, at scale.
Optum Health delivers comprehensive, patient-centered care to drive better outcomes and experiences for patients and care providers at a lower total cost of care.
Optum Insight connects the health care system with trusted services and analytics to make clinical, administrative and financial processes simpler and more efficient.
Optum Rx integrates pharmacy, medical and behavioral care through its full spectrum of pharmacy services.
As the leader in health benefits, UnitedHealthcare is bringing together technology, data and clinical information to serve people from their earliest years through their working lives and into retirement.
UnitedHealthcare Employer & Individual
UnitedHealthcare Employer & Individual offers a comprehensive array of consumer-oriented health benefit plans and services across the U.S. for large national employers, public sector employers, mid-sized employers, small businesses and individuals.
UnitedHealthcare Medicare & Retirement
UnitedHealthcare Medicare & Retirement is dedicated to serving the health and well-being needs of seniors and other Medicare beneficiaries through a comprehensive and diversified array of products and services.
UnitedHealthcare Community & State
UnitedHealthcare Community & State offers diversified health care benefit products and services that provide care for the economically disadvantaged, the medically underserved, and those without employer-funded health care coverage.
Investor Conference 2022 Book