2022 Individual and Family Plans From UnitedHealthcare Are Available on the Health Insurance Marketplaces in 18 States Offering New, Affordable Benefits

October 27, 2021 | 3 min Read
  • UnitedHealthcare will offer Individual and Family plans on the Health Insurance Marketplace in 18 states: Ala., Ariz., Colo., Fla., Ga., Ill., La., Md., Mass., Mich., Nev., N.Y., N.C., Okla., Tenn., Texas, Va. and Wash. for plan year 2022. 

  • New benefits in some states may include $0 primary care, dental and vision coverage, prescriptions as low as $3, and complimentary digital fitness classes. 

  • Some plans also offer 24/7 virtual visits for urgent, primary and specialty care in English and Spanish, at no additional cost. 

  • Marketplace plans play an important role in helping expand coverage by providing consumers a wide range of affordable options. 

UnitedHealthcare® today announced its 2022 Individual and Family plans, which feature affordable coverage, new benefits, and a simplified enrollment and member service experience. Consumers can begin enrolling by visiting during the open enrollment period, Nov. 1, 2021, through Jan. 15, 2022 in most states.

“The need for affordable and accessible health care coverage continues to be important, especially due to the far-reaching impacts of COVID-19,” said Krista Nelson, chief growth and experience officer, UnitedHealthcare. “We are committed to helping more Americans get reliable health insurance coverage by providing consumer-centric benefits members want at an affordable price.”

Affordable Plans With More Benefits and Expert Support

Highlights of 2022 UnitedHealthcare Individual and Family plans include*:

  • $0 primary care.
  • Prescriptions as low as $3 at Walgreens and other preferred pharmacies.
  • Virtual visits at no additional cost.
  • Dental and vision coverage.
  • A $25 gift card for visiting the doctor.
  • Complimentary access to fitness classes from a leading national brand.
  • Health savings account options.
  • 20% off Walgreens branded health and wellness products.

“We’re including a number of benefits this year to create offerings designed to meet the needs of all individuals,” said Marcus Robinson, national vice president, UnitedHealthcare. “Whether someone is looking for low-cost prescriptions, wanting no-cost access to fitness classes, needing help managing a chronic condition, or searching for a more convenient way to connect with a provider, we’ve got you covered.”

  • Advantage+ Plans
    • Comprehensive coverage with embedded dental and vision benefits. Plans generally feature lower annual deductibles and lower out-of-pocket costs for visits, compared to our other plans.
  • Value+ Plans
    • Plans provide fundamental coverage with some additional benefits, such as up to six $0 primary care doctor visits and an HSA option.
  • Virtual First Plans
    • Convenient plans with unlimited 24/7 access to $0 virtual primary, urgent and specialty care, in both English and Spanish. Members can also access in-person care from our network providers when needed.
  • Essential+ Plans
    • Reliable coverage for serious illness or injury with a low or $0 monthly premium for those who are eligible for subsidies.

“As always, we have a dedicated team of experts available to help people choose the best plan for their unique needs,” added Robinson.

Shoppers can visit or call 1-800-806-0451 to enroll or change coverage during the open enrollment period, which runs from Nov. 1, 2021, to Jan. 15, 2022, in most states.

In 2021, the company offered exchange plans on the marketplace in 11 states, including Arizona, Colorado, Maryland, Massachusetts, Nevada, New York, North Carolina, Oklahoma, Tennessee, Virginia and Washington. For 2022, UnitedHealthcare will expand its footprint to also include Alabama, Florida, Georgia, Illinois, Louisiana, Michigan and Texas, bringing its plans to 18 states in total.

For more information on Individual and Family plans from UnitedHealthcare, visit

*These benefits are not available in all plans or all states, and restrictions or exclusions apply.  Be sure to contact UnitedHealthcare or thoroughly review our plan coverage documents for details.

About UnitedHealthcare

UnitedHealthcare is dedicated to helping people live healthier lives and making the health system work better for everyone by simplifying the health care experience, meeting consumer health and wellness needs, and sustaining trusted relationships with care providers. In the United States, UnitedHealthcare offers the full spectrum of health benefit programs for individuals, employers, and Medicare and Medicaid beneficiaries, and contracts directly with more than 1.3 million physicians and care professionals, and 6,500 hospitals and other care facilities nationwide. The company also provides health benefits and delivers care to people through owned and operated health care facilities in South America. UnitedHealthcare is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified health care company. For more information, visit UnitedHealthcare at or follow @UHC on Twitter.