Benefits

Benefits

Upon transition, you’ll be eligible for UnitedHealth Group/Optum benefits, which is part of a comprehensive total rewards package that includes compensation, paid time off, health benefits, financial benefits, well-being programs and services, life and disability insurance, tuition reimbursement, paid holidays and more. 

Our benefits are designed to help you and your family live healthier lives, manage your health care costs and support your financial well-being. Getting the most out of your benefits starts with understanding your options. After integration, you can enroll in the benefits you don’t automatically receive.

The following chart shows a snapshot of the benefits we offer and their effective dates. In general, you’re eligible for benefits if you work at least 20 hours per week, although some benefits are available if you work less than 20 hours per week. As long as you enroll during your initial enrollment period, which starts the day after you integrate, you won’t have a gap in coverage.

Key dates

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Quick links

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    Effective DATE
    (Automatically eligible)    		Effective DATE
    (If elected between DATE)    		Effective Dates Vary
    (Eligibility requirements may apply)
    • 401(k) Savings Plan
    • Company-Paid Employee Basic Life Insurance and Accidental Death & Dismemberment (AD&D) Coverage
    • Company-Paid Short-Term Disability (STD)
    • Company-Paid Long-Term Disability (LTD)
    • Adoption Assistance 
    • Employee Assistance Program
    • Employee Discounts
    • Business Travel Accident Insurance
    • UnitedHealth Group Credit Union
    • Medicare Advantage Plan
    • United Well-being Resources
    • Bright Horizons Back-up Care
    • Bright Horizons College Coach
    • Commuter Reimbursement
    • Pet Insurance
    • Paid Time Off
    • Paid Holidays
    • United for Giving
    • United for Each Other
    • Medical, Dental and Vision Insurance
    • Health Savings Account (HSA) if you enroll in an HSA plan
    • Rewards for Health
    • Health Care Flexible Spending Account (FSA)
    • Dependent Care FSA
    • Employee Supplemental Life Insurance and AD&D Coverage
    • Spouse or Domestic Partner Life Insurance and AD&D Coverage
    • Child Life Insurance
    • STD Insurance Buy Up
    • LTD Taxation Election
    • Critical Illness Insurance
    • Accident Insurance
    • Hospital Indemnity Insurance
    • Group Legal Insurance
    • Employee Stock Purchase Plan
    • Executive Savings Plan
    • Tuition Reimbursement
    • Paid Parental Leave
    • Paid Caregiver Leave