As consumers who buy their own health insurance consider their coverage options, UnitedHealthcare's Golden Rule Insurance Company reminds them to consider their dental care needs as well.
Studies show good oral health is linked to overall good health. Yet, the National Association of Dental Plans reported in 2012 the number of Americans without dental insurance was three times the number of those without health insurance.
Lack of dental care not only affects people's health, but can add strain to the health care system. According to the American Dental Association, from 2000 to 2010 the number of people without dental coverage who used emergency rooms for dental health issues doubled. Moreover, the U.S. Department of Health and Human Services estimates that 38 percent of seniors ages 65 and older have not visited a dentist in the past year.
Golden Rule offers consumers five important tips to help evaluate dental plans:
To learn more about choosing your own dental insurance, click on this video.
UnitedHealthcare's personal health and dental plans are offered in 47 states and the District of Columbia. The dental plans are underwritten by Golden Rule Insurance Company, a UnitedHealthcare company since 2003. For more information on personal health and dental plans, consumers can call 1-800-444-8990, visit www.goldenrule.com or contact a local independent insurance broker.